Borderless Payments.
Earn up to
5.33% APY.
Experience seamless payments with the OC Mastercard. Your balance isn’t just sitting there—it’s growing every day.
Designed for Every Lifestyle
For Online Shopper
Shop securely on Amazon, eBay, and manage subscriptions like Netflix without boundaries.
- Borderless Shopping: Shop internationally with competitive real-time exchange rates.
- Identity Protection: Use a virtual card to keep your main bank info 100% private.
- Subscription Manager: Perfect for recurring payments. Never miss a beat.
For Global Gamers
Level up your gear instantly on Steam, PSN, and Xbox with zero waiting.
- Global Access: Pay easily across different game regions.
- Instant Action: Generate a card in seconds. Funds arrive instantly so you never miss a deal.
- Secure Transactions: Buy in-game items securely without linking your main card.
For Travelers & Business
From airport lounges to boardrooms, carry the world in your pocket.
- Global Cash Access: Withdraw local currency at any Mastercard ATM worldwide.
- Business Ready: High limits (up to $200k+) for corporate expenses, ads, and SaaS tools.
- One Card, One World: Pay without barriers in 200+ countries via the Mastercard network.
OCPay Makes Digital Assets Accessible
Building a new paradigm that integrates payments, asset management, and digital finance. Start here to experience borderless payments, seamless asset circulation, and the true value of a co-created ecosystem.
Tap & Swipe (POS)
Pay for coffee, dinner, or shopping instantly. Works at millions of POS terminals globally via Mastercard.
Instant Cash Out (ATM)
Need physical cash? Withdraw local currency from your digital balance at any ATM supporting Mastercard.
True Borderless Spending
Say goodbye to tedious currency exchange. Your digital assets are now instantly accepted in 200+ countries.
Your All-in-One Digital Finance Hub
Secure, Transparent, and Always Accessible.
Experience total control over your digital and physical assets. Manage, spend, and secure your wealth from one intuitive interface.
Unified Ecosystem
One Account, Infinite Possibilities. Break traditional barriers. Seamlessly access payments, trading, investment, and financing from a single interface. From 50+ cryptocurrencies to fiat, everything is connected.
Smart Wealth Growth
Make Your Assets Work for You. Access a rich matrix of high-yield APY products, crypto funds, and exclusive RWA investments tailored to your risk preference for efficient value growth.
Instant Global Liquidity
The Hub of Value Exchange. Support multi-chain assets and stablecoins with real-time conversion to fiat, ready for global spending via your OC Mastercard.
Trusted by millions,
secured by industry-leading standards
- PCI-DSS Level 1
- Two-factor authentication
- Bank-Level Encryption
- Global Compliance
- Real-Time Risk Control
Make Your Digital Wealth Real
Don’t let your assets sit idle. Activate your spending power instantly. Whether it’s a game top-up or a luxury purchase, pick the card that matches your lifestyle.
- OC Virtual Card
- OC Global Card
- OC Business Travel Card
- OC Premium VIP Card
Recharge & Get Rewarded
Built for the internet. Instant secure payments for shopping and gaming. The more you top up, the more you get back.
- Gamer's Choice: Instant Steam/PSN payments.
- Privacy First: Keeps your main account hidden.
Deposit & Earn 3.12% APY
Travel lighter. Withdraw local cash globally. Just deposit and earn 3.12% Annual Percentage Yield on your idle balance.
- ATM Withdrawals: Easily turn your digital balance into physical cash at any ATM.
- Travel Safe: Includes $100k Travel Accident Insurance.
High Limits, Earn 4.21% APY
Scale your business. Enjoy higher spending caps and grow your working capital at 4.21%.
- High Limits: Built for heavy spending.
- Business Travel: Access to premium travel perks.
High Limits, Earn 4.21% APY
Scale your business. Enjoy higher spending caps and grow your working capital at 4.21%.
- High Limits: Built for heavy spending.
- Business Travel: Access to premium travel perks.
VIP Status, Get 5.33% APY
The prestigious black metal card for the elite. Unlock unlimited luxury, private concierge, and the highest yield of 5.33%.
- Unlimited Luxury: Unlimited Global VIP Lounge access.
- Private Concierge: Dedicated wealth butler and medical consulting.
Simple, Transparent Pricing.
No hidden traps. Choose the card that fits your lifestyle.
Note: Fees and limits may vary based on your KYC level. Please refer to the OCPay App for the latest real-time data.
OC Virtual Card
-
Best For
Gaming, Online Shopping, Ads -
Card Issuance Fee
Instant Generation -
Monthly Fee
$0 (No Monthly Fee) -
Delivery Time
Instant -
Spending Controls
MCC, Geography, Schedule -
Security
PCI-DSS Compliant (Real-time fraud monitoring) -
Supported Assets
50+ Cryptocurrencies (BTC, ETH, Stablecoins)
OC Physical Cards
-
Best For
Global Travel, ATM Cash, Business -
Card Issuance Fee
$5.00 (One-time) -
Monthly Fee
View in App -
Delivery Time
3-5 Business Days -
Spending Controls
MCC, Geography, Schedule -
Security
PCI-DSS Compliant (Real-time fraud monitoring) -
Supported Assets
50+ Cryptocurrencies (BTC, ETH, Stablecoins)
Real-Time Exchange Rates
Best Rates. Every Time.
Stop losing value to bad bank rates. We provide competitive, real-time exchange rates for all your transactions. Whether you are spending in Euros, Dollars, or Yen via your OC Mastercard, our system automatically converts your assets at the optimal rate, ensuring transparency without hidden markups.
Start Spending Globally in 3 Quick Steps
Ready to join the future of finance? Our borderless journey is simple, fast, and easy to complete—you are just minutes away from your first transaction.
Register & Verify
Create your account and complete the necessary identity verification (KYC).
Apply for Card
Unlock your preferred card tier. Virtual cards are issued instantly upon verification.
Top Up & Spend
Load your wallet and start using your OC Mastercard immediately anywhere in the world.
Opening a New Era of Payments
We are building a unified ecosystem: “Digital Wallet + Real-World Spending.” Our goal is to empower users worldwide with a seamless payment experience that bridges the online and offline worlds.
Vision
To become the premier platform connecting the digital economy with everyday life.
Mission
To deliver the most seamless and secure payment experience, allowing value to flow freely across the globe.
Effortless. Instant. Borderless.
The Future of Finance, Now in Your Hands.
Experience the freedom of a wallet without borders. Seamlessly bridge online investments with offline spending via Mastercard. OCPay delivers instant liquidity and absolute control over your assets, safeguarded by PCI-DSS Level 1 security.
We are here to help.
Need help with a transaction or card activation? Our multilingual support team is available anytime, anywhere.
Frequently Asked Questions
Common questions about OC Cards.
Virtual cards are instant; physical cards arrive in 3-5 business days.
Yes. Configure limits by amount, currency, MCC, geography, and schedule.
We support 50+ cryptocurrencies including Bitcoin, Ethereum, USDT, USDC, and many stablecoins.
Virtual cards have no monthly fee, physical cards have a $5 issuance fee. FX fees vary by card type.
Yes, all cards are PCI-DSS compliant with bank-level encryption and real-time fraud monitoring.
Sign up for an account, complete verification, add funds, and you’re ready to go!
Yes, OCpay works globally. You can use it in 200+ countries and regions worldwide.
OC Card is a virtual or physical card that allows you to spend your digital assets anywhere cards are accepted.
Account verification typically takes 5-10 minutes. In some cases, it may take up to 24 hours for manual review.
You can integrate OCpay using our REST API, official SDKs, or pre-built plugins. Check our developer documentation for detailed guides.
Transaction fees vary by payment method and volume. Check our pricing page for detailed information.
Most transactions are processed instantly. International transfers typically complete within seconds.
You can reach us via email, live chat, or our support portal. We’re available 24/7.
Ready to Start Your Borderless Journey?
Join the financial revolution today.
- Simple
- Secure
- Global