Your All-in-One Digital Finance Hub
Stop switching between apps. Manage your entire financial life—from global payments to smart investments—in one secure place.
Get Your Instant Virtual Card in Seconds.
Instant Setup. Perfect for Gaming. Total Privacy.
Skip the bank queues and mailing times. Generate your OC Virtual Card inside the app instantly and enjoy secure, anonymous payments for gaming and global shopping immediately.
Get It in Seconds
No waiting for shipping. Generate your card inside the app instantly and start spending on Steam, Ads, or Amazon right away.
Top Up & Get Rewarded
We pay you to top up. Every time you load funds, you earn rewards. It’s like getting paid to spend your own money.
Anonymous Privacy Shield
Don’t trust that website? Use a Virtual Card to keep your main bank account hidden and 100% safe from leaks.
Secure, transparent, and always accessible
Spend Your Crypto Like Cash
Break traditional barriers with one account. From payments to wealth management, experience a complete “Digital Financial Ecosystem” covering all scenarios.
Real-Time Payments
Global Acceptance via Mastercard. The hub of value exchange. Support multi-chain crypto assets and stablecoins with real-time conversion to fiat, ready for global spending via your OC Card.
Bank-Grade Security
Fortress-Level Protection. Powered by PCI-DSS Level 1 standards and intelligent real-time risk control. We ensure every transaction is transparent and tamper-proof, providing rock-solid protection for your wealth and privacy.
Seamless Asset Flow
Bridge Digital & Real Worlds. A premier value hub supporting 50+ cryptocurrencies. Instantly convert crypto to fiat for seamless global spending, breaking the barrier between digital finance and the real economy.
One Account, All Domains
Unified Control Center. Break silos. Seamlessly access payments, trading, investment, and financing from a single interface. From crypto to fiat, everything is connected in one app.
Smart Wealth Matrix
Make Your Assets Work for You. Access a rich matrix of high-yield APY products, crypto funds, and exclusive RWA (Real World Asset) investments tailored to your risk preference for efficient value growth.
Real-Time Exchange Rates
Best Rates. Every Time.
Stop losing value to bad bank rates. We provide competitive, real-time exchange rates for all your transactions. Whether you are spending in Euros, Dollars, or Yen via your OC Mastercard, our system automatically converts your assets at the optimal rate, ensuring transparency without hidden markups.
OCPay Makes Digital Assets Accessible
Building a new paradigm that integrates payments, asset management, and digital finance. Start here to experience borderless payments, seamless asset circulation, and the true value of a co-created ecosystem.
Tap & Swipe (POS)
Pay for coffee, dinner, or shopping instantly. Works at millions of POS terminals globally via Mastercard.
Instant Cash Out (ATM)
Need physical cash? Withdraw local currency from your digital balance at any ATM supporting Mastercard.
True Borderless Spending
Say goodbye to tedious currency exchange. Your digital assets are now instantly accepted in 200+ countries.
Start Spending Globally in 3 Quick Steps
Ready to join the future of finance? Our borderless journey is simple, fast, and easy to complete—you are just minutes away from your first transaction.
Register & Verify
Create your account and complete the necessary identity verification (KYC).
Apply for Card
Unlock your preferred card tier. Virtual cards are issued instantly upon verification.
Top Up & Spend
Load your wallet and start using your OC Mastercard immediately anywhere in the world.
We are here to help.
Need help with a transaction or card activation? Our multilingual support team is available anytime, anywhere.
Frequently Asked Questions
Common questions about OC Cards.
Virtual cards are instant; physical cards arrive in 3-5 business days.
Yes. Configure limits by amount, currency, MCC, geography, and schedule.
We support 50+ cryptocurrencies including Bitcoin, Ethereum, USDT, USDC, and many stablecoins.
Virtual cards have no monthly fee, physical cards have a $5 issuance fee. FX fees vary by card type.
Yes, all cards are PCI-DSS compliant with bank-level encryption and real-time fraud monitoring.
Sign up for an account, complete verification, add funds, and you’re ready to go!
Yes, OCpay works globally. You can use it in 200+ countries and regions worldwide.
OC Card is a virtual or physical card that allows you to spend your digital assets anywhere cards are accepted.
Account verification typically takes 5-10 minutes. In some cases, it may take up to 24 hours for manual review.
You can integrate OCpay using our REST API, official SDKs, or pre-built plugins. Check our developer documentation for detailed guides.
Transaction fees vary by payment method and volume. Check our pricing page for detailed information.
Most transactions are processed instantly. International transfers typically complete within seconds.
You can reach us via email, live chat, or our support portal. We’re available 24/7.