Privileges That Pay You Back
Unlock a world of exclusive benefits. From earning 5.33% APY on your balance to unlimited airport lounge access, choose the card that matches your ambition.
Wealth Growth
Earn high-yield interest (APY) simply by holding a balance, and access exclusive RWA & Crypto Funds directly in the app.
Borderless Freedom
Accepted at millions of Mastercard merchants globally. Need cash? Withdraw local currency at ATMs in 200+ countries.
Digital Speed
Generate a card in seconds for gaming top-ups on Steam/PSN, ad spending, or secure online shopping. Every top-up earns rewards.
Fortress Security
Secured by industry giants with 3DS/AVS verification and a real-time anti-fraud engine. Protect your identity and freeze cards instantly if lost.
Intelligent Control
Manage cards via Console or API. Instantly issue, freeze, or close cards, and configure custom MCC rules to precisely control spending scenarios.
Insight & Optimization
Make data-driven decisions. Monitor real-time transaction data and auto-generate financial reports to optimize your budget and spending efficiency.
Make Your Digital Wealth Real
Don’t let your assets sit idle. Activate your spending power instantly. Whether it’s a game top-up or a luxury purchase, pick the card that matches your lifestyle.
- OC Virtual Card
- OC Silver Card
- OC Gold Card
- OC Platinum Card
Recharge & Get Rewarded
Built for the internet. Instant secure payments for shopping and gaming. The more you top up, the more you get back.
- Gamer's Choice: Instant Steam/PSN payments.
- Privacy First: Keeps your main account hidden.
Deposit & Earn 3.12% APY
Travel lighter. Withdraw local cash globally. Just deposit and earn 3.12% Annual Percentage Yield on your idle balance.
- ATM Withdrawals: Easily turn your digital balance into physical cash at any ATM.
- Travel Safe: Includes $100k Travel Accident Insurance.
High Limits, Earn 4.21% APY
Scale your business. Enjoy higher spending caps and grow your working capital at 4.21%.
- High Limits: Built for heavy spending.
- Business Travel: Access to premium travel perks.
High Limits, Earn 4.21% APY
Scale your business. Enjoy higher spending caps and grow your working capital at 4.21%.
- High Limits: Built for heavy spending.
- Business Travel: Access to premium travel perks.
VIP Status, Get 5.33% APY
The prestigious black metal card for the elite. Unlock unlimited luxury, private concierge, and the highest yield of 5.33%.
- Unlimited Luxury: Unlimited Global VIP Lounge access.
- Private Concierge: Dedicated wealth butler and medical consulting.
OC Virtual Card - The Digital Native
Recharge & Get Rewarded
Built for the internet. Instant secure payments for shopping and gaming. The more you top up, the more you get back.
- Instant Generation: Get your card details in seconds. No shipping required.
- Recharge Rewards: Earn rewards on every top-up.
- Gamer's Choice: Instant Steam/PSN payments.
- Privacy First: Keeps your bank account hidden.
- Single or multi-use controls
- Real-time spend limits
- Mask real card information
Common Challenges
Cross-border payments shouldn’t be the bottleneck costing you time and money.
Traditional payment methods charge 3-5% per transaction, eating into your profits.
International transfers can take 3-5 business days, affecting cash flow.
Unfavorable exchange rates and hidden fees reduce your revenue.
Complex KYC/AML requirements across different countries slow down operations.
Our Solution
Turn payment friction into your competitive advantage with OCPay.
Transaction fees as low as 0.5%, saving you thousands annually.
Receive payments in seconds, not days – improve cash flow immediately.
Automatic FX conversion at market rates with transparent pricing.
We handle all compliance requirements, so you can focus on growing your business.
OC Global Card - The Global Traveler
Deposit & Earn 3.12% APY
Travel lighter. Withdraw local cash globally. Just deposit and earn 3.12% Annual Percentage Yield on your idle balance.
- 3.12% APY: Earn interest on your idle balance.
- Global ATM Access: Withdraw cash worldwide.
- Travel Insurance: Includes $100k accident coverage.
- Physical Card: Swipe or Tap-to-Pay via Mastercard
- 200+ countries supported
- Auto FX with best rates
- Low transaction fees
OC Business Travel Card - The Business Pro
High Limits, Earn 4.21% APY
Scale your business. Enjoy higher spending caps and grow your working capital at 4.21%.
- 4.21% APY: Higher yield for larger balances.
- High Limits:Expanded transaction limits for corporate expenses.
- Booking Power: Accepted for hotel deposits and car rentals.
- Lifestyle: Includes premium travel perks.
- Centralized budget control
- Team cards & approvals
- Global lounge access
OC Premium VIP Card - The Elite
VIP Status, Get 5.33% APY
The prestigious black metal card for the elite. Unlock unlimited luxury, private concierge, and the highest yield of 5.33%.
- 5.33% APY: The ecosystem's highest yield.
- Private Concierge: Dedicated wealth butler and medical consulting.
- Unlimited Luxury: Unlimited Global VIP Lounge access.
- No Limits: Maximum spending power for the elite.
- Dedicated account manager
- Priority support
- Invitation-only perks
Enterprise Benefits
Everything you need to manage corporate expenses efficiently.
Manage team expenses and budgets centrally with granular controls.
Issue virtual and physical cards for employees with custom limits.
Track spending, budgets, and expenses with comprehensive dashboards.
Bank-level security, compliance, and audit trails for peace of mind.
Who We Empower
Tailored solutions for every digital business model.
E-commerce Platforms
Accept payments from customers worldwide with one integration.
- Multi-currency checkout
- Auto currency conversion
- Fraud protection
Marketplace Sellers
Sell products globally with competitive pricing and fast payouts.
- Instant payouts
- Low fees
- Global reach
Digital Services
Sell subscriptions, SaaS, and digital products to a global audience.
- Recurring payments
- Subscription management
- Global distribution
Business Travel
Manage travel expenses, flights, hotels, and meals for your team.
- Travel card issuance
- Expense categorization
- Receipt management
Team Expenses
Control and monitor team spending with preset budgets and limits.
- Department budgets
- Spending alerts
- Approval workflows
Vendor Payments
Streamline vendor payments and procurement processes.
- Bulk payments
- Invoice management
- Payment scheduling
Start Spending Globally in 3 Quick Steps
Ready to join the future of finance? Our borderless journey is simple, fast, and easy to complete—you are just minutes away from your first transaction.
Register & Verify
Create your account and complete the necessary identity verification (KYC).
Apply for Card
Unlock your preferred card tier. Virtual cards are issued instantly upon verification.
Top Up & Spend
Load your wallet and start using your OC Mastercard immediately anywhere in the world.
We are here to help.
Need help with a transaction or card activation? Our multilingual support team is available anytime, anywhere.